[Pre-paid legal service] and Pre-Paid Legal

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Charles L. Cotton
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Re: [Pre-paid legal service] and Pre-Paid Legal

#61

Post by Charles L. Cotton »

baldeagle wrote:
Charles L. Cotton wrote:Am I the only one who thinks our legal system is nuts? You can't sue me, but you can file a suit against me? I can think of only one reason to have such illogical rules; so lawyers can make money. You can't win a suit against me, but you can force me to incur costs that I should not incur by filing a suit against me? Only in America.
The statute doesn't say you can't be sued; it says you are immune from liability. Also, the Texas Constitution guarantees every citizen the right to access the courts with grievances and this is why no law can bar people from filing suit. Tell me just how attorneys make money filing suits they can't win? I'd really like to know that so I can tell my buddies how we can get rich losing.

Chas.
baldeagle wrote:The tort system is tilted decidedly in the favor of plaintiffs from a financial standpoint.
It most certainly is not! It was that way in certain parts of Texas several years ago, but it hasn't been that way for at least 15 years. Take some time to research jury verdicts in Texas (there are services if you are interested) and you'll see that jury's have been very stingy for many years.
baldeagle wrote:In the case of suits where the attorney take a case on contingency and expects to collect from the defendant (either through settlement or decision), the plaintiff incurs no costs at all.
This is incorrect. At a minimum, there is a filing fee plus costs of service just to get started. Then you have to pay for deposition, experts, investigators and numerous other fees. You have to pay the salaries of your staff. Some cases incur relative low costs while others can cost the attorney many hundreds of thousands of dollars.
baldeagle wrote:The defendant, OTOH, immediately incurs costs whether he is in the right or not. And those costs mount up so quickly that many defendants settle rather than go to court simply because it's less expensive. I have personal experience with just such a case.
You are obviously talking about your case, not a justified self-defense case, but even here you are wrong. Yes, there are legal fees, but your attorney is going to be able to file for a motion for summary judgment early on to minimize your costs.
baldeagle wrote:In the case we're discussing, a plaintiff could file suit pro se, and the defendant still incurs costs from hiring an attorney and paying court and filing costs, even though the law will always hold him harmless. As you well know, attorneys are not inexpensive. Even a low fee attorney is going to be charging over $100/hr. Then you have court costs and filing fees, all to get a summary judgment for a case that never should have been brought to begin with. That's precisely why I said I would defend myself pro se - to reduce my costs as much as possible. But I shouldn't have to incur any costs at all.
A pro se plaintiff in this type of suit has no chance of avoiding a summary judgment, so defense costs will be minimal. Also, there are no court costs and filing fees to the defendant, unless the plaintiff wins and the court awards costs against the defendant.
baldeagle wrote:I do not understand the "logic" that says because a citizen is guaranteed the right to access the courts for grievances he should therefore have the right to file a suit that that law clearly states he cannot prevail in. And I can only think of one reason that "logic" exists. It's another way for attorneys to collect fees. The only other logic that makes any sense is that the legal system has decided that it's acceptable for plaintiffs to financially harass a plaintiff via the court system. I doubt anyone would argue that that is the case.
First of all, less than 50% of members of the Texas Legislature are attorneys, so your suggestion that the laws and constitution are written to provide "another way for attorneys to collect fees" is utterly unfounded. I don't know how to respond to your constitutional attack, other than to say the constitution protects Texans and no citizen can be denied access to the courts. I suspect you wouldn't want the constitution's protection of your firearm rights to be as weak as you would like to see for citizens seeking redress of grievances in court.

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Re: [Pre-paid legal service] and Pre-Paid Legal

#62

Post by Charles L. Cotton »

boba wrote:If the lawyer gets a percentage of the winnings, they should be considered a party to the suit, and subject to countersuit for the defendant's lost work time, mental anguish, etc.
Attorneys are not parties, pure and simple. Plus, if they were considered "parties," then there would be a fatal conflict of interest. A defendant who wins in trial does not have a cause of action against the plaintiff, but there is a mechanism for the judge to sanction both parties and their attorneys, if the case is truly frivolous.

Chas.
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Re: [Pre-paid legal service] and Pre-Paid Legal

#63

Post by jester »

baldeagle wrote:You can't win a suit against me, but you can force me to incur costs that I should not incur by filing a suit against me? Only in America.
Charles L. Cotton wrote:A defendant who wins in trial does not have a cause of action against the plaintiff
I guess that sums up the loopholes in the civil immunity situation in a nutshell.
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Re: [Pre-paid legal service] and Pre-Paid Legal

#64

Post by Islands7 »

davidd wrote:A copy of our contract in on our web page at http://www.[Pre-paid legal service].com" onclick="window.open(this.href);return false;
should you or any member of this forum wish to sign up you may input
the promo code DD1 when checking out and that will save you some money.
It is a straight forward simple contract and a great service.
Having trouble signing up, sent them an email, in the mean time, can you share the savings DD1 might bring and
... has anyone you know had to call them for representation ... if so, what were the results? Haven't found a local lawyer yet, remembered one CHL class suggested carrying a CHL specialist lawyer card next to CH license in wallet?

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Re: [Pre-paid legal service] and Pre-Paid Legal

#65

Post by dac1842 »

AEA, you are the one that is wrong here. I have very close friend that was one of the first cases of the castle law. He was no billed by a grand jury and was still sued. There was a settlement,(sorry not my place to disclose amounts). Granted it was not much, but he was sued.

Before any knocks either service research it for yourselves. There is a lot of misinformation contained in this post regarding Pre Paid Legal.

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Re: [Pre-paid legal service] and Pre-Paid Legal

#66

Post by dac1842 »

AEA my apologies, I thought some of these were recent posts, then after I posted above I saw the dates were about a year old. Sorry for calling you out!

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Re: [Pre-paid legal service] and Pre-Paid Legal

#67

Post by SkipB »

My wife and I did our renewal on Oct.25th. At the end of the class this program was offered to us. We bought it. Having a lawer on call to represent you in case you need one seems to be a good thing to me.
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Re: [Pre-paid legal service] and Pre-Paid Legal

#68

Post by AEA »

SkipB wrote: (Oct 20, 2011) My wife and I did our renewal on Oct.25th. At the end of the class this program was offered to us. We bought it. Having a lawer on call to represent you in case you need one seems to be a good thing to me.
What pre-paid Legal service did you have before this renewal?
What made you think you needed anything if you didn't have a service during your previous license period?

Do you own a timeshare?
Are you considering a Reverse Mortgage?
Do you have AARP Health Insurance?

Beginning to see my point here?
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Re: [Pre-paid legal service] and Pre-Paid Legal

#69

Post by Carry-a-Kimber »

I don't see a problem if people want this service. PT Barnum said something about those types of people. My issue with [pre-paid legal] and the renewal class I just took is that the salesman took up almost an hour giving his speil. And then it was another 45 minutes of people getting up and leaving the room to go sign up with [pre-paid legal]. Should this behavior be reported?

boba

Re: [Pre-paid legal service] and Pre-Paid Legal

#70

Post by boba »

Carry-a-Kimber wrote:I don't see a problem if people want this service. PT Barnum said something about those types of people. My issue with [pre-paid legal] and the renewal class I just took is that the salesman took up almost an hour giving his speil. And then it was another 45 minutes of people getting up and leaving the room to go sign up with [pre-paid legal]. Should this behavior be reported?
Yes. Especially if the instructor broke the law by not teaching for at least the minimum time, having a guest instructor who wasn't approved by DPS, etc.

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Re: [Pre-paid legal service] and Pre-Paid Legal

#71

Post by SkipB »

I'm sorry AEA I didn't know I needed your approval to spend my money on what I want to spend it on. If you want to ask me a question or an opinion on something I'll answer but don't try to put me down for a decission I made just because you don't agree with me. I'm pretty long in the tooth and if it turns out I made a bad decission it won't be my first, and I can live with that.
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Re: [Pre-paid legal service] and Pre-Paid Legal

#72

Post by AEA »

Didn't mean for you to take it that way.
Your choices are indeed your own. :tiphat:
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Re: [Pre-paid legal service] and Pre-Paid Legal

#73

Post by SkipB »

OK I appologize, sorry for misunderstanding :oops:
Skip Bishop

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Re: [Pre-paid legal service] and Pre-Paid Legal

#74

Post by Bennies »

I also found it odd that for my renewal I was subjected to a PPL sales pitch. It lasted at least 30 minutes. Is this becoming standard? There was one guy in my class who was actually quite upset about the whole thing and complained to the management of the establishment. I absolutely understood the frustration.
I was going to do my renewal from a buddy of mine I know at work but we could never get our schedules in sinc. Unfortunately I decided to go to this other range and get my renewal and timeshare styled sales pitch. Should of just waited till I could meet up with my Co workers renewal class, would have been fun plus I could have skipped the other stuff. Even if it would have meant my liscense expiring for a few weeks until the new one came in. Live and learn.
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tallmike
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Re: [Pre-paid legal service] and Pre-Paid Legal

#75

Post by tallmike »

Wow, my class also have a guy from [pre-paid legal] come in and give his pitch. I was unaware that it was so common, I just assumed they offered my instructor some sort of a kickback from folks signing up.

Does anyone know what they give the instructors to get into the classes?
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