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Well, I went ahead and ordered a Crossbreed SuperTuck Deluxe to go along with my Fobus OWB. Been practicing around the house and really am getting used to the Fobus but don't know how concealing it is. I guess as I get more used to the idea of carrying on my body that it will become more like second nature. Will give the Crossbreed a go when it gets here. Hopefully I will have plastic by that time and be able to compare both IWB and OWB and see which works best in different situations/clothing choices.

Welcome to the forum, and I hope you enjoy your x-breed as much as I like mine! I feel nekkid without it.

I also started out with a Fobus OWB for my M&P but never considered it for CC. I got the Fobus mainly for range use but it's been collecting dust ever since I got my CBST. If you didn't order the Combat Cut option I would suggest giving them a call and paying the extra $7 to add it. I did not opt for the Combat Cut and ended up sending it back to them to trim away the extra horsehide. I found it too difficult to get a good grip with the extra material there and it quickly rubbed a raw spot on my thumb when I practiced drawing. They say the Combat Cut option diminishes the comfort factor but I can wear mine all day and can't tell any difference in the comfort level. This is the first IWB holster I've ever used and I don't foresee trying another anytime soon because my Crossbreed is that good IMO. YMMV.

Baby powder is your friend.
mine chaffed my side for the first day or two. After that it was pretty dern comfortable.

Great choice!you wont regret it.I dont carry at work but i wear my super tuck all day.SUPER COMFORTABLE,works great as a cell phone holster when my 1911 isnt in it. I wear a undershirt every day,makes a big difference in comfort.