purchasing a new handgun
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Capt. Obvious checking in here, but what is to stop the person from loading the gun in the car, and then walking back in to rob the place? Never mind they just passed the NICS check and given full ID so they not likely to be a criminal, or to rob a place they just told everyone who they were.AEA wrote: I can understand their policy on this though........they just sell a gun to somebody, do the phone check, and instead of handing over the gun to someone that may load it from ammo in their pocket and either rob or shoot up the place, they walk them out, ensuring the gun remains empty.
And they cant just walk back in??? There will never be a justification that holds water for this action. You cant smoke in Walmart so should they walk the cigs to the door?AEA wrote:It is funny.....in my case I had two on.......one cocked and locked and one wheelie in a ankle holster!
I can understand their policy on this though........they just sell a gun to somebody, do the phone check, and instead of handing over the gun to someone that may load it from ammo in their pocket and either rob or shoot up the place, they walk them out, ensuring the gun remains empty.
Problem is that they do this even with with people who have already shown their CHL and no calls were made!
I guess it's just too difficult to get employees that could distinguish between 2 different policies, so they just have the one for all!
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Just purchased a Kimber from Gander Mountain.
Bought it and paid for it at the Firearms counter. They handed me the gun in an open bag and said thanks. I walked out on my own.
Got home and stopped off on our land and went to shoot the gun and well...they gave me the wrong gun. When he went to get one out of the back they brought the wrong one. I checked the paperwork and not only was it a S&W .40 the wrong serial numbers were on the paper work. I called them and they said PLEASE bring it back. I immediately did.
When I got there they gave me a refund at the customer service desk and told me to take the gun back to firearms. Could have walked right back out. But of course I took it back there and we swapped out, redid the paperwork, and I again, walked out unassisted.
I am not in any way trying to offend Gander. I am saying that I like the way they do business, but they might want to watch out for those LAW BIDING CRIMINALS....lol...thats another story I could tell.
Bought it and paid for it at the Firearms counter. They handed me the gun in an open bag and said thanks. I walked out on my own.
Got home and stopped off on our land and went to shoot the gun and well...they gave me the wrong gun. When he went to get one out of the back they brought the wrong one. I checked the paperwork and not only was it a S&W .40 the wrong serial numbers were on the paper work. I called them and they said PLEASE bring it back. I immediately did.
When I got there they gave me a refund at the customer service desk and told me to take the gun back to firearms. Could have walked right back out. But of course I took it back there and we swapped out, redid the paperwork, and I again, walked out unassisted.
I am not in any way trying to offend Gander. I am saying that I like the way they do business, but they might want to watch out for those LAW BIDING CRIMINALS....lol...thats another story I could tell.
Dec 15th-CHL In Hand
Dec 13th-Application Completed
Nov 23rd-Received Pin (shows Application Processing)
Oct 25th-Received Application
Oct 22nd-Mailed Application
Oct 19th-Took CHL Class
Craig
Dec 13th-Application Completed
Nov 23rd-Received Pin (shows Application Processing)
Oct 25th-Received Application
Oct 22nd-Mailed Application
Oct 19th-Took CHL Class
Craig
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The only reason why one cannot carry their new gun out of the store is liability exposure "while in the store". Insurance claims/lawsuits driven- period.seamusTX wrote:This policy got started because a guy went to Wal-Mart, bought a weapon, and then shot his ex-wife who worked there.AEA wrote:I can understand their policy on this though........they just sell a gun to somebody, do the phone check, and instead of handing over the gun to someone that may load it from ammo in their pocket and either rob or shoot up the place, they walk them out, ensuring the gun remains empty.
Fat lot of good it does, because you can just load in the parting lot, turn around, and walk back into the store.
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So... individually owned stores don't have the same issues with liability insurance?Mark G26 wrote: The only reason why one cannot carry their new gun out of the store is liability exposure "while in the store". Insurance claims/lawsuits driven- period.
I would think that if it were cheaper to get such insurance if they had a 'perp walk' policy, small stores would have a greater need to do it than a large chain would. Given their smaller buying power, they have an uphill climb competing against the big chains, as it is, especially on accessories. So anything they could do to cut their costs I'm sure they would do.
Ahm jus' a Southern boy trapped in a Yankee's body
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The same liability exposure is not there for small gun shops. They open carry side arms in their store. You do not see armed sales people at Basspro, Academy etc... Insurance companies rate the exposure differently. Most people at small gun shops are interested in guns. Not the case at Basspro etc..frankie_the_yankee wrote:So... individually owned stores don't have the same issues with liability insurance?Mark G26 wrote: The only reason why one cannot carry their new gun out of the store is liability exposure "while in the store". Insurance claims/lawsuits driven- period.
I would think that if it were cheaper to get such insurance if they had a 'perp walk' policy, small stores would have a greater need to do it than a large chain would. Given their smaller buying power, they have an uphill climb competing against the big chains, as it is, especially on accessories. So anything they could do to cut their costs I'm sure they would do.
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While I might agree, I strongly doubt that insurance companies are that "hip" to reality. I would think they would take the attitude that the less people went around armed the better.Mark G26 wrote: The same liability exposure is not there for small gun shops. They open carry side arms in their store. You do not see armed sales people at Basspro, Academy etc...
Otherwise (meaning if they would get a cheaper liability rate), you would see armed clerks at Basspro, etc.
How would this affect the liability rate that the store would pay?Mark G26 wrote: Insurance companies rate the exposure differently. Most people at small gun shops are interested in guns. Not the case at Basspro etc..
Ahm jus' a Southern boy trapped in a Yankee's body
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More people in the store equals greater exposure. For example, people in small towns pay lower vehicle liability rates that urban areas. Less chance of a loss.frankie_the_yankee wrote:While I might agree, I strongly doubt that insurance companies are that "hip" to reality. I would think they would take the attitude that the less people went around armed the better.Mark G26 wrote: The same liability exposure is not there for small gun shops. They open carry side arms in their store. You do not see armed sales people at Basspro, Academy etc...
Otherwise (meaning if they would get a cheaper liability rate), you would see armed clerks at Basspro, etc.
Mark G26 wrote: Insurance companies rate the exposure differently. Most people at small gun shops are interested in guns. Not the case at Basspro etc..frankie_the_yankee wrote:How would this affect the liability rate that the store would pay?
Your corner gas station will pay a lower rate than a Loves gas station for the same liability coverage and the same reasons as stated above. Your corner store will also not likely require as high of a policy limit either which equals lower premiums.
Regurding being armed, a bank would pay a higher rate for not having an armed guard in a bank. The armed guard, obviously, is there to lower the chance of loss.
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Last Friday I purchased a Delta Elite at Pro Bass in Grapevine. They did not run a back ground check because I had a CHL. I would imagine any walk with is to keep a firearm from walking out the door.
P.S. The insurance company is probably more worried about loss prevention than liability. I get more grief at Guitar Center and all you can do is murder a chord.
P.S. The insurance company is probably more worried about loss prevention than liability. I get more grief at Guitar Center and all you can do is murder a chord.
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Lots of times (particularly when dealing with large companies) it isn't insurance that requires it, it's their legal department. Large corporations have money, which means they're targets, which means their legal departments tend to come up with draconian requirements that staff has to follow in order to minimize that liability. I regularly work with clients who have to be careful to make sure that even simple things like privacy policies are accurate and up to date, and user email addresses don't get exposed, often under the threat of having their projects no-go'ed by legal, and occasionally under the threat of immediate termination. Often, what legal says, goes, period. And the legal departments of large corporations tend to be very, very serious about minimizing the risk of potential lawsuits.Renegade wrote:Please post a sample insurance policy. I do not believe they require a perp walk. I think a lot of folks like to play the "insurance card", and thus blameing an unknown, unnamed, unseen insurance policy, but I myself have NEVER seen one that requires this.