If your a member of the NRA they do offer insurance, so you may want to look at that.
On student prices , check on local prices from other instructors and try to be fair , but it also I think is it also what you bring to table too. Like not all instructors can do prints/notary, ect.
Hope this info helps....
![thumbs2 :thumbs2:](./images/smilies/thumbsup2.gif)
Good luck on your classes