Well, it is a kind of weird situation, TrueFlog. You have to look at the exact wording of the law to see how it works. The first part is under the authority to disarm, which is actually in the Government Code. It says that a peace officer may disarm a license holder under some conditions. None of the conditions say when the person is carrying under the authority of his CHL, just identifies him as a license holder. So, while we most commonly think about traffic stops because that is where 95% or so of the public gets to talk to cops, an LEO has that authority if he happens to be talking to a CHL inside the CHL's own home. I don't see it happening there, but the law gives the LEO that authority. So that is the absolute legal answer to the question.
But more realistically, you have to look at a different section of the law. A CHL is required to identify himself to a peace officer when asked for ID. As a general rule, this combined with the specific authority to disarm means that a CHL is really telling the officer he has a gun. There is a gray area in the law on whether or not the CHL could lie about having it if asked and this has been debated before. But there is no law requiring anyone else to identify themselves as carrying. There is also no law requiring people in general to answer whether they have a gun or not. So, if you don't volunteer the information, how would the officer know to disarm you?
And then you get the really gray area of what happens if a person without a CHL refuses to give the officer his gun. Say that a person is stopped for a traffic offense and has a gun in the car. Under the MPA, he is ok so far. As part of a routine question, the officer asks if the person has a weapon and the guy says yes. He even tells the officers that it is a Colt python revolver in the center console. If the officer asks for the gun and he just says no, what is the LEO going to do?
As a retired officer, I do not have to tell the officer or give him my gun when he asks. I probably would tell him, just as a courtesy. But I am not sure if I would surrender my gun to him. I might offer to exchange guns with him and tell him I don't trust him with a gun if he doesn't trust me with one, just to see what happens. Yeah, I would probably cooperate and let him hold my gun, but I would definitely ask why sometime during the stop. I think I would try to turn it into a learning episode from an old guy to a less experienced cop, but like a lot of other old men, I sometimes get crankier than I should about things. I can see it going bad if I am in the wrong mood or the cop approaches me wrong. The only good sign there is I do know some good defense attorneys who would bail me out.
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