TexasCHLforum.com

If you’re part of a two-income household or you’ve had a steady job for several years, then a three-month emergency fund is probably just fine. But if you’re a one-income family, you’re self-employed, or you earn straight commission, then a six-month emergency fund is probably a better idea for you since a job loss could make you unable to pay the bills.

Ed4032 wrote: ↑Fri Jan 04, 2019 8:32 pm How can you tell the government is shut down? Asking for a friend.

The last government shutdown, in January 2018, lasted only two days and did not affect taxpayers. But the one prior, which happened in 2013 under the Obama administration, went on for 16 days and caused $2.2 billion in delayed refunds to individuals and another $1.5 billion to businesses.