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We went through the same issue while applying for our FFL. We initially wanted a smaller operation with a limited and scheduled clientele. I was planning on doing more specialized items and Class III stuff with a particular crowd. We went to the HOA meeting and proposed our intentions. They where a bit apprehensive at first, but when we indicated our traffic would be extremely limited they finally agreed. Our wonderful HOA even gave us a letter to submit to the BATFE!!

Just when we thought we were golden... The legalese in the letter didn't meet the BATFE requirements. The BATFE wanted the letter to indicated that we could have customers come by our place of business. The HOA frowned heavily on the blanket statement of "open for business" and would not write another letter. They indicated that the first letter was as far as they were willing to go. The problem is the customer traffic not the business itself. There are several businesses in our HOA's area, but they are consulting, website design, etc. and not a firearm dealer.

We ended up getting a small office to conduct business. Kind of a pain sometimes, but it is working so far. If I can ever figure out a way to appease both the HOA and BATFE...