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I've only been carrying for a few months and I've already been asked what that was under my shirt.

I was at a friend's house (who didn't know I had begun carrying) with some of her friends whom I didn't know. We were in the kitchen chatting and she went to get something from the refrigerator. The kitchen was a little cramped, and when she turned to close the door to the fridge, we accidentally bumped into each other and her elbow contacted the edge of the grip to my XD 45 (IWB about 3:00). She caught it with her bone, and it caused her a bit of pain. She looked at my hip and asked if I had a steal hip. Since I knew her, but not her friends, I took her aside away from the group (I didn't know how any of them would react) and told her what she had hit. She made a mental note not to try to jab me in the right side and the evening continued without incident.

Actually, it turns out that her friends there were 2A friendly. I don't know if any of them were carrying, but we did have a short conversation on the difficulty of finding .45 ACP recently of types of firearms that we liked and didn't like to fire.