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Since you already find some benefit to carrying up front, you might try a proper appendix carry holster. The problem will be that, at minimum, some sort of belt clip or loop would be visible with a tucked in shirt and no jacket. The advantage to a proper AIWB holster will be that you can carry higher than a Smart Carry, avoiding the groin poking problem.

I find Smart Carry useful when I'm wearing shorts, since it does not rely too heavily on my clothing to keep itself in position. But I rarely use it when wearing jeans or pants.

Take a look at the Archangel for an idea of what a tuckable AIWB might look like... I don't have one of these but read good reports about it. I'm fortunate not to have to wear a suit to work so I'm able to carry AIWB without tucking.

I thought the CBST was well made, but never could get comfortable with IWB strong side. I sold my CBST, but I do occasionally carry OWB strong side.... That might be another choice for you if you wear your suit jacket all day.