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flechero wrote: ↑Mon May 17, 2021 4:43 pm But if you decide you want to be a woman, they'll gladly pony up for that surgery.

philip964 wrote: ↑Mon May 17, 2021 4:16 pm Is Plastic Surgery covered by Medicade? How about an initial consultation?

I promise my next question will be about guns I don't own.

Medicare and Medicaid

What does medicare.gov say about cosmetic surgery:

Medicare doesn't cover it unless it's needed for an accidental injury or to improve the function of a malformed body part.

Medicaid works similarly. But the federal government does give individual states some leeway for their Medicaid programs. Yours may cover – or not cover – plastic and cosmetic surgery differently than others.

Whatever the case may be, expect both Medicare and Medicaid to allow some exceptions.

For example, Medicare doesn’t cover breast augmentation. But it does cover breast prostheses and reconstruction if you have a mastectomy because of breast cancer. Part A pays for reconstruction surgery if done it’s in an inpatient setting. Part B pays for it if it’s done in an outpatient setting. Part B also pays for external breast prostheses, including a post-surgical bra.

See our “Guide to Medicare” to learn more about what this national health insurance program covers and doesn’t cover, by the way.