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Liberty wrote: ↑Fri Nov 22, 2019 6:34 am It's a long game. The thing is you want to spread out your investments. SPY is great, so is QQQ in NASDAQ as these funs initially build (mostly by your regular payments). Two important things:

Investing on a regular bases (Same amount every payday) is smart. Your buying more when he market is down, and less when its up. Its a long game.

Watching your investments too closely will drive you nuts.

I have QQQ on my watchlist. Along with DIA and MDY.
As funds go in I’ll buy some of those.
I also have CNRG now.

der Teufel wrote: ↑Thu Nov 21, 2019 8:02 pm Three days is hardly a sufficient time to judge the merits of an investment in the stock market. Stocks go up, they go down, they go sideways. History shows that in the long run you're much better off to invest and stay invested. Scott Burns was a columnist for The Dallas Morning News and his studies indicated that a broad index fund was usually the best place to invest.

So far I’m in two EFTs. I know it’s too early. Just found it funny that as soon as I
Bought they started downward. The bigger share of the money is in SPY right now. It looks like a good fund spread across the S&P

No, I was joking that I'm going to set up a fund for those who want their IRA's and 401K's to continue to appreciate in value to contribute to to keep me from investing in the market. As every time I invest in the market it seems to go down.

As an alternative I could give them three days notice before investing so they could do short sales on stocks in preparation for me investing. LOL

Years ago I had a 401K with matching. It was a disaster. The thing tanked, loosing all the matching and half of what I had put in. I pulled it out. Didn't have the stomach to keep watching it.

15 years later, I started an IRA with company matching. Last month the first deposit hit my TD Ameritrade account. I sat on it for a couple of weeks to figure out what I wanted to invest it in. Three days ago I made my first purchases. Of course immediately things started going down. I'm thinking of setting up an account that people can contribute to that will keep me from investing in the market. Or at a very least for me to give them three days notice before I do invest so they can short.