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I've had one accidental discharge in my life. I was at my dad's place one summer, which had a 5 acre pond. I found a huge cotton mouth outside the back door. I went in to grab one of his .22 rifles (every gun he owns is stored loaded) and was walking through the front room with the rifle pointed at the floor and it went off. I was shocked. My finger wasn't on the trigger. Come to find out it had some worn parts that allowed it to fire when jarred. The Gunsmith fixed it for him a few days later.