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It wouldn't hurt to take another experienced shooter with you next time. If you a have a buddy or someone local from the boards, ask them to come with you to the range. I am betting it has more to do with your grip than the ammo. But, having another shooter can help rule out a number of things that could be the issue with your XD. Too bad you are not in the Dallas area, I would be more than willingly to put in a little range time and give it a once over.

I have yet to see an XD come from the factory with such issues. That's not to say it can't happen, we all know it can, but it's probably quite rare.

I have also seen many people limp-wrist striker fired autos. I can think of 4 or 5 accounts where I have seen people new to pistol shooting that has taken a piece of ejected brass right to the face/forehead and then the pistol failed to feed. Or, a piece of brass get stuck in the ejection port sideways because of the limp-wristing.

From what the OP said, it could be the gun, I would just like to rule out shooter error before he sends it back and is without his only pistol for a month or so.

Any chance that you might have been limp-wristing it? That is..any chance you weren't holding it with a firm enough grip? I have seen a lot of people have issues with semi-auto pistols ejecting because they were holding it too loosely. I have seen it primarily with people that are new to shooting pistols.

Edit: can you explain to us how it wasn't ejecting? Try to explain to us what it was doing, that way we can get a better idea of what may be a problem.