TexasCHLforum.com

I try to stay out of prepaid legal discussions, but remember the old saying "you get what you pay for." $100/yr buying a lawyer all the way through trial on a murder charge?

I am suspicious of almost all insurance because, if I buy it, I'm betting that I will need it whereas those who sell the insurance are betting that I won't need it. Looks like I'd be on the wrong side of the bet if I bought it. I self insure wherever possible.