I've had Lifelock for years now. It sounds like this company is doing the same thing as Lifelock. When I had my ID theft incident, they followed up on every single credit application and made sure they were shut down, that nothing happened, and that the police report included that information.CHLLady wrote:Thank you Motherbear for sharing that link. I'm going to share this with hubby. I think we will do this.Do they do the same as the other identity theft company?
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Return to “my home was broken into last night”
- Thu Jul 25, 2013 11:11 pm
- Forum: Never Again!!
- Topic: my home was broken into last night
- Replies: 19
- Views: 6762
Re: my home was broken into last night
- Thu Jul 25, 2013 1:06 pm
- Forum: Never Again!!
- Topic: my home was broken into last night
- Replies: 19
- Views: 6762
Re: my home was broken into last night
To answer your question about the SSN, the perp will most likely sell the laptop for cash. The buyer may or may not be interested in its contents.
I had an identity theft attempt two years ago. I learned all this during that process.
1) Contact any one of the three credit bureaus and ask them to put a fraud alert on your account immediately. Do not let them charge you for this. They may ask for a copy of the police report.
2) The fraud alert lasts for 90 days unless you renew it. Renew it at least once.
3) Get copies of your credit report from each of the three bureaus; Equifax, Transunion and Experian. Since you have the police report, they have to provide you with copies on request during the alert period.
4) Request one each month for the next six months.
5) Look for any credit applications from places you don't recognize. Report those to the police and ask that they be added to the report.
6) If they actually try to obtain credit in your name, update your fraud alert to a seven year alert. They cannot charge you for this when you have a police report. A seven year fraud alert prevents anyone from getting credit in your name without the credit grantor first contacting you on the phone number that you authorize and asking you questions to which only you should know the answers.
7) Make sure that all three credit reports are accurate. Credit bureaus will change your address without your knowledge if an application for credit comes in with a different address. They assume you've moved.
8) Search for your SSN on google. If you find it, you're at risk of having identity theft attacks. Your name, address and DOB can probably be found online as well. With your SSN, they have everything they need to open revolving credit accounts at gas stations, retail outlets, etc. and apply for major credit cards.
I had an identity theft attempt two years ago. I learned all this during that process.
1) Contact any one of the three credit bureaus and ask them to put a fraud alert on your account immediately. Do not let them charge you for this. They may ask for a copy of the police report.
2) The fraud alert lasts for 90 days unless you renew it. Renew it at least once.
3) Get copies of your credit report from each of the three bureaus; Equifax, Transunion and Experian. Since you have the police report, they have to provide you with copies on request during the alert period.
4) Request one each month for the next six months.
5) Look for any credit applications from places you don't recognize. Report those to the police and ask that they be added to the report.
6) If they actually try to obtain credit in your name, update your fraud alert to a seven year alert. They cannot charge you for this when you have a police report. A seven year fraud alert prevents anyone from getting credit in your name without the credit grantor first contacting you on the phone number that you authorize and asking you questions to which only you should know the answers.
7) Make sure that all three credit reports are accurate. Credit bureaus will change your address without your knowledge if an application for credit comes in with a different address. They assume you've moved.
8) Search for your SSN on google. If you find it, you're at risk of having identity theft attacks. Your name, address and DOB can probably be found online as well. With your SSN, they have everything they need to open revolving credit accounts at gas stations, retail outlets, etc. and apply for major credit cards.