TexasCHLforum.com

AEA wrote:I'm beginning to think they are pushing it here.........

Two different threads about this type of "Insurance" and some of the posts giving all the "benefits" makes me think that they are pushing it here indirectly........sparking peeps interest......a few fish may bite.......

I just brought it up because I ran into the guy at the Gun Show over the weekend. It spurred a question in my mind.

As far as a civil suit goes though, I see that an Umbrella Liability Policy from whomever is doing your insurance is probably a better plan anyway.

But what about the criminal piece of a good shoot? Has someone here had to deal with that and the costs? What does it cost to get to the point of being cleared? Whatever the costs, I'd have to say its worth it because you had to take the shot. Therefore the consequences of not taking that shot were much worse.

AEA wrote:... the likelihood of a civil trial is almost nill on a good shot.

Well, tell that to OJ

So at the gun show this weekend in Houston I ran across a booth from a guy with [Pre-paid legal service]. They have a program where you pay a $10.95/mo retainer and they cover all legal fees if you (as a CHL) use your gun in the state of Texas. With that they state that they cover your police investigation, Bonding issues, Grand Jury, and possibly criminal trial. What I notice is absent is the likely civil trial that would more than likely follow.

Anybody use this service? Or perhaps pre-paid legal? It looks like they have a similar service but their number of hours is limited in the trial phase.

Thoughts and opinions?