TexasCHLforum.com

cb1000rider wrote: 2) We are stuck with some form of socialism (Obamacare) or having the government put caps on medical costs (another socialist concept).

If you've got a 3rd reality, I'm all ears...

How about a free market instead of gov't controlled health care? Simply removing restrictions for insurance allowing it to be sold across state lines, and reigning in state's mandated coverages, will reduce medical insurance costs. Simple competition. You don't see the problem with vehicle insurance companies who are beating each other bloody fighting for your business in every media outlet possible. MHO

cb1000rider wrote: How many could pay for their retirement out of pocket on savings alone? No social security. No medicaid. No medicare.

We should all plan our retirement based on the income we can expect when we retire. I based my retirement on the promise of the gov't to provide SS and Medicare. If that promise did not exist, I would have planned/invested and based my retirement quite differently. As I was required to contribute, I factored in those funds promised. I do not consider SS and Medicare gov't assistance (to me) anymore than those with corporate or union retirement plans consider those corporate assistance. That said, the cost of catastrophic medical care can bankrupt most people, no matter what.