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It sounds like the smart carry is okay for some occasions (like any holster, I guess). I can see where men would not want the barrel pointing toward any family jewels (I hope that term passes the 10 year old daughter rule), but we ladies don't have such problem. We wear our jewels on our fingers, wrists and ears. (Sorry guys, I had to.)

Dad said I can try out any of his holsters when I go to his house. I think he'll just give me any that he doesn't like or use. He said he's purchased a ton of stuff over the years and doesn't use most of it.
He did say that he bought a pocket holster for his .32 Kel-Tec. He loves it. He keeps it in his pocket during the summer. When he walks in a parking lot, he just keeps his hand in his pocket, which looks very natural. (I couldn't imagine doing that with my pager pal or even with it tucked in my waistband without looking like a gang thug.)