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mojo84 wrote:But the administration is putting word out it's only going up 7%. You guys must not be smart enough to read your notices. You should send them to Jonathan Gruber so he can interpret them for you. It's us stupid conservatives that need progressives to look out for us.

The Annoyed Man wrote:We got a notice from Blue Cross/Blue Shield 4 or 5 days ago. Beginning on January 1st, our Obamacare coverage goes up $220.00 per month—an increase of 17.26%. That's quite a handsome piece of inflation. I hate democrats.

The thing is, we enrolled in March of 2014, with a start date of 4/1, and we went to our retirement account and withdrew 12 months of premium (less the "subsidy") and set it up in its own checking account from which to pay it. The amount we withdrew would have covered us through March of 2015. But thanks to democrats, that is not to be.

This increase means that our 12 months of premiums actually runs out a month and a half early, which is effectively 2 months early. Thank you, democrats. May your eternity be found inside of Satan's descending colon.

Have I mentioned before just how much I hate democrats?

mojo84 wrote:The thought just hit me. I wonder if Jonathan Gruber is going to join Vince Foster.

mojo84 wrote:Like I said, it worked for you. That's great. After being in the business since 1996, I can show you many instances where it did not help. If it is unaffordable, it isn't available. Also, many people couldn't access the pool because the private insurance companies didn't decline to offer them coverage. They rated them up to an unaffordable level and offered to cover them. Without the private insurance company declinations, they didn't qualify for the pool.

The pool was designed as a last resort option. It was priced and designed accordingly. I can show you actual cases of where I got people undergoing cancer treatment coverage for much much less than what you are/were paying to participate in the pool due to Obamacare. How does that make sense?

I'm saying Obamacare is bad. The pool option wasn't the panacea you seem to indicate it was. It was a last option for those that had preexisting conditions and didn't qualify for medicaid.

mojo84 wrote:Yes. But still unavailable to many with preexisting conditions. That's the point of mine you challenged.

Glad it worked well for you. For many it did not. I can tell you, the premium costs plus deductible plus coinsurance for most people with serious medical conditions Obamacare is cheaper. However, the less sick and more healthy younger people are getting the bad end of the deal.

mojo84 wrote:Up to double the premium cost
Limited provider network -Blue Choice
Limits on coverage

http://www.txhealthpool.org/benefits.html" onclick="window.open(this.href);return false;


Keep in mind, what works for you doesn't necessarily work for everyone. If people did meet the financial assistance requirements the cost of the premiums plus deductibles plus coinsurance can be prohibitive. Especially since most that were on these plans were sure to blow through their deductible each year.

mojo84 wrote:

sjfcontrol wrote:

mojo84 wrote: The trouble getting individuals with preexisting conditions covered was near impossible. The number percentage of people that do not have what was considered a disqualifying preexisting condition was dwindling rapidly.

I hear (heard) this all the time, and at least in Texas, it simply wasn't true. A person who could not find insurance due to preexisting conditions could purchase health insurance from the Texas Risk Pool. This is health insurance (run by Blue Cross Blue Shield of Texas) that was capped at (I believe) twice the cost of the average price of a similar plan for an person without the conditions. And, depending upon your income, significant discounts were available (up to 50%). Obamacare gave me a policy with an increased deductible, and higher cost.

A direct repeal of Obamacare would be disastrous until similar Risk Pool insurance was re-instated.

By the way, although I am only familiar with Texas, I'm sure other states had similar programs. Can't say they all did, but the claim that insurance was unavailable for those with preexisting conditions is simply a myth.

Did you participate in the risk pool?

A person had to be declined by the private insurers before you would qualify. I found very few that found that a palatable solution.

mojo84 wrote: The trouble getting individuals with preexisting conditions covered was near impossible. The number percentage of people that do not have what was considered a disqualifying preexisting condition was dwindling rapidly.