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S&W sigma series offers a decent gun at a good price. I don't own one, but I have shot a friend's Sigma .40 a few times. Nothing fancy and it cannot compare to a high end weapon, but it shoots really well, is very reliable and would serve the purpose of a home or truck gun with no problem at all in my opinion. If you want great fit and finish, a superb trigger, top notch accuracy, and good looks, those cost a lot more. If you just need a reliable defense weapon, there are some good choices out there that won't break your budget. You might even look at used Glocks as there are some good bargains on those if you are willing to hunt around. Good luck with your search.

Chris