TexasCHLforum.com

As many have stated, if you pay someone to advise you make sure they are a fiduciary. CFP's (Certified Financial Planner) have that duty, but as my wife and I and several of my co-workers learned even that's not an absolute guaranty. We all had to go to arbitration (FINRA trial) for the unscrupulous treatment we received for the investments we got that pretty much lost all our money. Even though we won in a landmark and highly reported case, we are still fighting the investment firm and their insurance carrier for restitution. One of the two investment counselors/brokers we all used was a CFP.