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RPBrown wrote: ↑Tue Aug 09, 2022 6:39 am I am not a fan of two factor ID. I too have problems remembering a bunch of questions, passwords, and etc. What is worse, is my wife pays all of the bills, both personal and business. She has to go through this process several times a day just to pay a bill. I keep telling the vendors that if someone wants to pay on my bills LET THEM, PLEASE

parabelum wrote: ↑Mon Aug 08, 2022 5:27 pm

allisji wrote: ↑Mon Aug 08, 2022 5:24 pm I get no cell phone reception in my most areas of my office building at work. I log into my account using my username and password and they send me a passcode via text messaging, then I go to the break room and stand by a window waiting for the code.

no doubt that it is more secure than a good old-fashioned password, but if I'm going to be using two-factor then why do I still need a high security password with an uppercase letter, lower case letter, number, and a special character? It would be nice if I could go back to a password that I will actually remember.

Because it increases the work factor for the attacker and makes you less susceptible to rainbow and dictionary attacks, along with social engineering probes….

You either have security or convenience, but not both. It’s a trade off.