The question is how long will it take to recover money if there was a fraudulent charge? In your situation, it happened quickly, because you acted immediately. With fraudulent charges, sometimes you don't find out for a while, and by then it's too late - your checking account is empty. And then I'm curious how long it would take Visa or whoever to "refresh" your checking acct?dcphoto wrote:To further this, your Visa or Mastercard Debit card is given the SAME protection from Visa and MC as ANY credit card. That means that you ARE NOT responsible for fraudulent charges.
But I, too, use a Visa Check Card for online purchases, although I keep telling myself that I've got to change this habit.