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I just got my Smart Carry in today. I'm still waiting on my CHL so I haven't been out and about with it yet, but after a little playing around getting it right and comfortable I'm really starting to like it. Sitting down and standing up isn't much of a problem. Drawing is faster that I imagined. I'd say concealability is almost perfect, or as good as it's going to get. There's really no unnatural bulges once you get it situated correctly. Even with my shirt pulled up it wasn't very noticable. A shirt that hangs over your waist a few inches will even out anything in your pants and will give you some added piece of mind. I tried a tucked in shirt and again there wasn't much noticable.

My only dislikes so far is that the stitches that hold the strapping to the denim part line up right with my hip bones and rubbed against me. I've pretty much solved this problem by moving the holster a tad lower. But, you can't move it down too far because your waistband helps hold the butt of the grip close against you. Also, I can see this being a bit of an inconvenience having to drop your pants every time you want to put it on. I may try and get in the habit of putting the holster on when I get dressed and leaving it on the entire day whether I'm carrying or not. It's barely noticable without a gun inside.

My general attire is t-shirt and shorts; jeans and jacket if it's cold enough. I'm also 5'8" and 140lbs so I don't have much to work with as far as concealment goes. I wanted something that offered very high concealability even in light dressing, and I think this'll work. I also plan on getting an IWB holster for when wearing heavier clothing. Having a jacket or sweatshirt on makes things a lot easier to conceal. I'd feel more comfortable with an IWB holster when I have more padding on, plus I'd avoid the inconvenience of putting on the Smart Carry (it only takes a few seconds but I'm lazy).

All in all, it appears to be a great holster from the few hours I've been walking around my home with it on. My only worry is that putting it on every morning will become a hassle, compared to an IWB holster you can slip right in. I'm hoping that by leaving it on most of the day I can avoid this. It's really not that bad, and I figure I'll get faster at putting it on the more I wear it. Just another added step before walking out the door. I've been looking forward to getting one for a while now, so I was very happy it came today. Took exactly one week to get here from the day that I ordered.

Edit: Forgot to add that I've been wearing this with a Steyr M9, about the size of a G19 in case you're not familiar with them.