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Brian Mobley wrote: Hi Charles and forum Members,

I stated that [pre-paid legal] is on "retainer" becasue, 1. All of the attorneys that have spoken in our class have repeated that they are not pre-paid legal and are in fact on retainer. 2. The first sentence on my contract reads, Client hereby employs and retains the Firm for representaion and the Firm hereby accepts this employement, for the limited purpose set out in the contract.

Below is an excerpt of coverage from a [pre-paid legal] contract. The term "Micro Retainer" is used but I am not sure what that means legally.

A. What is Covered, ALL charges for fees for attorney time in connection with the Firm's representaion of Client in any criminal procedure in the Sate of Texas arising from the client's use of his or her handgun.

B What is NOT covered, Any expenses associated with investigators, expert wtnesses, witnesses, or other persons necessary to assist in the defense of the case, bail bonds, or other court fees, in any.

I am not so much a supporter of [pre-paid legal] as I am in educating the public and myself on what happens after a shooting. Two years ago I probably would have told the police what I think happened if I was involved in a self-defense shooting and being the Good Guy everything would be ok. Now I think would call 911, get the police and an ambulance, hang up the phone and call my attorney, just like a LEO will do if they are involved in a shoooting. (I am not suggesting that CHLer's are LEO's).

Thanks for listening to me,

Brian Mobley

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