I'm 5'2", weigh a little bit less than you (and no, I'm not telling how muchkarl wrote:We'll see what I can work up in a month or two. I imagine it will be a little different for me, I'm only 145 lbs. Guess I better start working out more
), and routinely carry a SIG P250 in 9mm or a Colt Commander in .45 (definitely not pocket pistols) in an OWB pancake-style holster. On my belt, not in my purse, thank you very much! If I can do it without dressing like a sack of potatoes, then anyone can. You just have to play with it until you find a holster and carry method that works best for you, not what works for "most" people. It took me a couple years to figure out my "ideal" carry method.
Thanks to the OP for the pic to start the discussion!