TexasCHLforum.com

NICS delays occur when:

1. Your name is in their database,

2. Someone else, whose name is the same as yours, and in the same state, is in the database.

3. The database is unavailable due to a server problem or high use.

Some dealers insist on calling in, even if you have a CHL. Especially if they think there is anything unusual about the sale, such as, when you are buying a gun for someone else.