TexasCHLforum.com

If I am robbed of wallet and truck:

1. Insurance will likely only pay current value rather than replacement. Not the same as getting a new one.
2. I have other stuff in my truck that I would prefer not to lose.
3. I would need to replace my DL and CHL and credit cards and ATM card.
4. I would also need to cancel my credit cards and prepare to be a victim of identity theft.

I am sure there are more. Just pointing out there is a hell of a lot more to dealing with theft than just calling your insurance agent.