TexasCHLforum.com

I did the online appl. Yes, you have to wait for them to mail the packet to you, but I got mine in less than 1 week. Your PIN will be included already. For those that fill-out the packet in class and then send it in, they have to wait on their PIN and they also have to wait until payment clears before it goes on to processing. Online apps are prepaid. You haven't lost any time, but the amount of time you gained is negligible as well. Don't sweat it. By the time you get your plastic, you won't even remember all this stuff.