TexasCHLforum.com

FWIW, I'm not interested in the letter of the law.
It's early evening, my daughter is locked up in the car, the only people nearby are the "maybe" bad guys. There's two of them and one of me. I can't retreat because the ATM machine has my card. These conditions determine I must stand my ground.

Therefore, I would have my hand on my weapon or draw it pointing to the ground (depending on how close they are). In a commanding tone I would tell them to stop and back off. My words and body language would make it clear that I feel endangered and I'm prepared to defend myself and child.

If they leave (as any resonable person would do) my final act is to call 911 and report the incident. If I get a problem from the police I will use a lawyer.

My two cents,
Nick