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Glad all turned out ok.
A couple of comments, not criticism, but just to think about.

1. If you have a handgun you are not comfortable carrying with one in the chamber (other than an old cowboy style revolver with an empty chamber under
the hammer) you might consider changing to another gun.

2. The only time you should rely on a light caliber like .25/.380 etc., is in a temporary situation when you really can't conceal something larger! There are several really good guns in .40/.45 that are quite small.

I had a similar experience many years ago (also in a rag-top Jeep after midnight) where I was forced to use a handgun to prevent a guy actually coming in the right side canvas door. Luckily I didn't have to shoot. A .357 pointing at his nose was enough to change his behavior. Also lucky because I was not carrying legally at the time (Cook Co., Il) but had to make the trip at that time of night and "better tried by 12 than carried by 6."