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I have to admit that this one is a toughie with the consideration of mechanical troubles.

I admit to being very hesitant to shoot in Traffic. The only scenario I can envision is being carjacked, otherwise I would have second-thoughts (meaning "hesitation") if in any sort of traffic congestion. The chance of bullets hitting uninvolved parties are high, even if the bullets hit your target.
My first thought would almost always be evasion and use of the phone. Fortunately all of my cars have hands-off phones.