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CHL Badges? This just keeps getting better.chuckybrown wrote:Bobcat, I clicked on your link, thinking, "Ok, I'll check this out". Then found the link to the actual website of the company. All looked good until I scrolled down to the "Breaking News" flash in the bottom right corner. Ugh. http://www.chlpp.com/index.html" onclick="window.open(this.href);return false; Really? A badge?
It just made me laugh out loud......
Why do you say it's not pre-paid legal? It is my understanding that the fee paid to [Pre-paid legal service] is a flat fee annually. It's not a retainer unless it's a deposit against future billings.Brian Mobley wrote:I would like to qualify the fact that I am involved with [pre-paid legal] as they discuss part of the Texas penal code in my CHL classes. I have been working with them for a little over a year now and have watched thier client base grow.There are two things that I have decided about them. First and foremost I have mad a consciense decision to use deadly force in a given situation (God forbid that happens) regardless of my "legal coverage". Second, it is a service where if I need them I call one of their attorneys who are on stand by 24/7. It is not a pre-paid legal service, it is truly a retainer for a lawyer. The fact is if anyone is involved in a shooting the police will show up and we will need an attorney. This is not the time to have to find one.
God Bless and Be Safe,
Brian Mobley
CHL Instructor
CHL Holder for 13 years
I would never suggest that someone get or not get insurance or other protection; it's purely a personal decision. Just make sure you know precisely what you are getting and are not getting.pcgizzmo wrote:Charles,
Being an attorney do you recommend this type of insurance? Also, I'm not familiar with your area of practice but do you defend self defense shootings? Thanks....
The NRA coverage is a reimbursement policy for criminal charges, meaning you have to win, then get reimbursed up to the amount of the coverage. I think $50,000 is the coverage limit. The civil coverage is a regular liability policy, meaning the insurance company will hire defense counsel for you and will cover damages up to the policy limit. I do not recall if there is a limit to defense costs, what we call an "eroding policy."Beiruty wrote:is there a legal-instance out there. I mean is there any insurance that will pay your legal bills (civil/criminal) no matter what is the cost? Is is affordable?