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or should I say, what can i get for 300 to 400 bucks, that you can suggest. I'm not sure that I will ever be a consistant concealed carrier. I'm not a holster type. but I want to have it with me when I want to have it. I want something that's not going to show everytime I cough. And If I ever have to use it, I don't necessarily want the first shot to stop the perp. but if needed the second one will. 9mm, 45... this will be my first pistol. I have a 12 gauge for the house, so this is new to me. If there's suggestions that are higher in cost, i'd like to hear about em.