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I usually carry one spare magazine, more as a backup in case of a magazine malfunction than because I think I will need to fire that many total rounds. I have carried two spares, but that is just not comfortable, so I don't carry two anymore - most of the time.

And for the record, the extra doesn't encourage me to do something that plain old common sense would dictate against anyway. I didn't live to be my current age by being an idiot. I grant my fellow CHLers who choose to carry more ammo than me the respect of assuming they use common sense too, and avoid going where they don't need to be if it is dangerous.