TexasCHLforum.com

As has been said many times above, carrying without a belt is a real crapshoot.

A holster is just a place to park a pistol, it's the belt that holds it all up. You "might" get away with wearing a paddle holster without a belt but it's not worth the risk. You may find yourself with a handful of holstered pistol just when you need to use it. Most, if not all, paddle holsters have a lug that locks under to bottom edge of the belt. Without a belt, its just holster on a hook.

I don't personally subscribe to off-body carry but for women, its often the only choice and the best holster handbags have locking zippers on the gun compartment for security in the home and office.