OK. Here's a hypothetical.austinrealtor wrote:And I'll add that I don't believe you have the legal authority to trespass upon someone else's private real property to tow or repo an automobile (obviously, if the car driven by person A is illegally parked on real property owned by person B, you're legal as long as you have the permission of person B).
The whole argument to me comes down to which "right" is more important:
The right of a lender to recoup his money by reclaiming personal property.
The right of "parties in possession" (i.e. owner/renter) of real property to be free from trespass by others onto said real property.
And to a lesser degree there is question of whether it's prudent to conduct snatch-n-grab repos on public or third-party private property when doing so can look very much like theft.
You lend your neighbor your lawnmower. He doesn't return it. You need to mow your lawn. You see your lawnmower sitting in his back yard.