TexasCHLforum.com

C-dub wrote: ↑Thu Jun 21, 2018 7:28 am

Grundy1133 wrote: ↑Wed Jun 20, 2018 9:51 pm well i purchased it a few weeks ago just to be safe. the way i figure it, if i ever do have to use my gun for self defense, I'm going to court regardless and legal fees would cost more than i care to afford. im not exactly well off... so for me its a good investment

If you do have to use your gun and IF they will actually cover your costs for that event. Insurance companies are notoriously stingy about when they will spend money and will look for any excuse to not pay up when it is for someone else. I hope you're only out the cost of your premium.

ELB wrote:

Grundy1133 wrote: I guess that raises another question... would it be wise to invest in concealed carry insurance?

There are a lot of posts on that too. Heh. Good luck.

ELB wrote:

Grundy1133 wrote:What I don't understand is if the court found her within her legal rights of self defense (and defending the LEO) then how on Earth can the family of the criminal sue the woman who was protecting the LEO and herself? If I was the judge I'd just laugh and dismiss the case...

Grundy1133 wrote:
Texas is a "Stand your ground" state. Is that not enough? (I know this incident happened in IN but i'm just referencing texas since thats where I live.)

The "Stand your ground" law really doesn't have anything to do with it.

So far a court has not found her within or without her legal rights. The DA simply declined to prosecute her. Under the constitution her opponents can not be barred from filing suit, they deserve their time in court just like anyone else. BUT, in Texas under Texas's civil immunity clause she should not be not be held liable IF the civil court judge finds that she acted in self-defense/defense of another. If the suit were filed in Texas, a judge would have to make the determination, and I'm sure her attorney would press for this early, bringing up the DA's decision not to prosecute.

I think Indiana actually does have a similar civil immunity law, but am not sure, haven't had time to look it up.

There are more detailed discussions on Texas's civil immunity law on this forum, it may take some searching to find them. I don't think anyone on this forum has ever heard of a successful lawsuit against someone who defended themselves in accordance with Texas law.

MechAg94 wrote:The rules are a bit different in civil cases. Also, just having to respond to the filing of the case means you have to get your own lawyer and you are out a certain amount of money. If it goes forward, it costs more. This is all if you win. If you lose, you are liable for the judgement and attorney fees.

As for the trial, I figure she would have the police officer testifying for her among other evidence so it would take a really bad lawyer, good plaintiff attorney, a bad judge, and/or a bad jury to lose.

This is why people sign up for concealed carry legal protection / insurance.