Now, to answer your question, there are tons of discussions on here about this. Here are a couple:
viewtopic.php?f=7&t=32248" onclick="window.open(this.href);return false;
viewtopic.php?f=7&t=41065" onclick="window.open(this.href);return false;
Bottom line, if you decide to go with a pre-paid legal service, make sure you know what you are getting for the amount of money you are paying. Research it and the coverage well.
