TexasCHLforum.com

Cinemark had an app called "Cinemode" that would prompt movie-goers to enable this feature during movies. It would disable the ringer and you couldn't close the app during the movie. As a reward for not using your phone during the movie, users were given free things from the theater. Sometimes it would be popcorn, or a soda. The rule was, that the app was not allowed to be closed during the movie. The app somehow knew that the movie was going on. I suspect some tone beyond the bounds of human hearing.

My point for all of this is...why not get auto insurance companies do the same? Offer a lower rate or some other incentive to run their app on your smart phone? It would keep the screen from being used when it is connected to a car's hands-free set (hands free functions would still work).