Search found 5 matches

by LucasMcCain
Fri Oct 07, 2016 10:50 am
Forum: General Texas CHL Discussion
Topic: Motorcycle accident interactions
Replies: 34
Views: 6268

Re: Motorcycle accident interactions

Jusme wrote: Lucas MaCain, I'm glad you weren't seriously injured. It's a shame that people don't watch for motorcycles, and even worse when they don't carry insurance. Was their vehicle towed? That was my department's policy for any uninsured vehicle, and it was held, until proof of insurance was obtained. Along with a citation for no insurance. Not that any of that helps the victim, after the fact.
Thanks to everyone for the concern and well wishes. I'm recovering well so far.

I don't know if they got their SUV towed or not. The police were still talking to them when I left. My wife is going by to try to get a copy of the police report right now. The online access is apparently down.

My insurance is covering me for the accident, even though I don't have uninsured/underinsured coverage. I will have to pay my deductible, but since I have comprehensive coverage I am still covered for the repairs. I'm far more worried about the hospital bill, which hasn't arrived yet. It would normally be taken care of by the other driver's insurance, but I will have to pay it. I agree that that simply isn't right, and the laws need to be changed to address this. Maybe if in this situation the hospital bill was sent to the offending party, it would be a deterrent to not carrying insurance.

Just to fill in a little background as well, I've been riding for 11 years. I ride a Honda Shadow 750 now, but started out on a Rebel 250. I ride extremely defensively. I don't take chances or ride like a squid. I don't even ride major freeways. I enjoy riding, so I'm not in a hurry when I'm on the bike. This was just an instance where all the defensive tactics and practice in the world couldn't keep me from getting hurt, but they did keep me from getting hurt any worse than I did. It also would have been a lot worse had I not been wearing gear. Thanks again for everyone's kind words. I really appreciate them.
by LucasMcCain
Thu Oct 06, 2016 1:47 pm
Forum: General Texas CHL Discussion
Topic: Motorcycle accident interactions
Replies: 34
Views: 6268

Re: Motorcycle accident interactions

RPBrown wrote:Glad you weren't hurt any worse than you were. Your interaction with the first responders seems to have been a good one.
The first responders were all great. I got to thank most of them at the time or after the fact.
Abraham wrote:Wow!

What a story.

I'm so glad you're ok, if having a dislocated shoulder (OUCH!) and all the trauma is defined as being ok...

Did your helmet get banged up at all?

If so, please, get a new one.
My helmet didn't really get banged up, but my insurance said it's policy for them to pay to replace any helmet that's in an accident, so they'll be paying for a replacement for me. Incidentally, I have nothing but good things to say about Progressive. I've had to use them several times for my car and this time for the bike, and they always take incredibly good care of everything.
by LucasMcCain
Thu Oct 06, 2016 11:20 am
Forum: General Texas CHL Discussion
Topic: Motorcycle accident interactions
Replies: 34
Views: 6268

Re: Motorcycle accident interactions

RoyGBiv wrote:As a fellow motorcycle rider... I'm very glad your injuries were relatively minor and wish you a speedy and complete recovery.

I'm very surprised that the ambulance didn't have a provision for transporting the weapon. What if the police were not around to hold the weapon and a patients condition is critical? :confused5
I'm assuming they would hold on to it under those circumstances, or they would let the police do so if they were present. I'm not sure, though. If I were in a car, it could have been locked up. That just wasn't an option since I was on the bike.
by LucasMcCain
Thu Oct 06, 2016 10:45 am
Forum: General Texas CHL Discussion
Topic: Motorcycle accident interactions
Replies: 34
Views: 6268

Re: Motorcycle accident interactions

bblhd672 wrote:After moving to DFW and driving in DFW traffic the past 6 months I have to say people who ride motorcycles here are very brave!

Glad you're okay.
Yeah, I stay off the freeways; just stick to city streets. If I just want to ride for pleasure, I get out in the country and ride the back highways. Riding on the interstates or 360 and such is just not fun. People drive stupid everywhere, but they do it a lot faster on the freeways.
by LucasMcCain
Thu Oct 06, 2016 10:35 am
Forum: General Texas CHL Discussion
Topic: Motorcycle accident interactions
Replies: 34
Views: 6268

Motorcycle accident interactions

So I thought I would share my experience of a week ago now that I can use a keyboard again. I was in an accident when a SUV pulled out in front of me while I was on my motorcycle. I couldn't stop in time and impacted the rear side of their vehicle, laying the bike down and hitting their car with my shoulder. My bike is repairable, on my insurance, since the SUV driver didn't have any. I suffered a dislocated shoulder and a couple minor scrapes and bruises. I always wear a helmet, and I had on a leather jacket as well.

I figured y'all might be interested, as I had my Glock 19 in a paddle holster at the time, covered only by the jacket, which I removed when I realized my shoulder was messed up. I reassured the other driver that I was not angry and everything was going to be okay before removing my jacket, just so he wouldn't freak out. He didn't freak out, that I noticed. Next the fire department showed up. They just checked me out and asked if I had someone who could come take the gun for me, because the ambulance wasn't going to let me get in it with the gun. I called a friend who headed right over. Then the police showed up. I gave them DL and LTC. They took my statement. The ambulance arrived and they took my shirt off and started checking me out. The police asked if I would mind if they held onto my gun until my friend arrived; I said that would be fine, so they did so. They put me in the ambulance, said I had a dislocated shoulder but no other signs of serious injury, so I opted to get a ride to the hospital 15 minutes away with my friend, thus saving a grand or two in exchange for being in considerable pain for 15 extra minutes. The hospital did a lot of tests, put my arm back where it's supposed to be, and let me go home. Got cleared to work and use the arm a little yesterday.

Just thought I would share, as I was a little worried about being in this situation with my gun, especially for the period of time that I was surrounded by people while shirtless with a Glock on my hip. It was really a non-issue, though. Nobody freaked out or stressed. It really wasn't a big deal at all. My friend took the gun and put it under some stuff in his trunk. When my wife met us at the hospital, she got it from him and put it in her car. When I got it back at home I found that the officer had unloaded it and locked the slide back. It was missing the round that was in the chamber, but I'm not bothered by that at all. I haven't gotten the hospital bill yet, though, and I expect to be bothered by that quite a bit. :grumble

Return to “Motorcycle accident interactions”