I must have missed the advertising campaign that presents all threats as coming from minorities. The only one making this about race is Mr Volsky himself."The reason I call it murder insurance is because if you look at the way this is marketed, it's really sold in the context of 'There's a threat around every corner, dear mostly-white NRA member,' and that threat is either a black man or a brown man or some other kind of person of color," said Guns Down director Igor Volsky.
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I'm not sure if this part is accurate, but it really undercuts the whole point of the article, IMHO. If the coverage only "kicks in" after a court finds that the shooting was lawful / justified, then where is the insurance benefit I get from murdering someone? Murder insurance would only pay out if a shooting was ruled unlawful. Or the exact opposite of how this very article is characterizing the insurance.Carry Guard insurance was launched this past spring by the NRA. Rates range from $13.95 a month for up to $250,000 in civil protection and $50,000 in criminal defense to a "gold plus" policy that costs $49.95 a month and provides up to $1.5 million in civil protection and $250,000 in criminal defense. The coverage kicks in if a court finds the person lawfully shot someone in self-defense or the case is dropped.
A better slang term for these policies would be "frivolous lawsuit insurance" since they only pay out if you are first found justified in a shooting.