http://www.511tactical.com/covert-shirt ... mance.html
They have other options as well for extra pockets, and access to a concealed handgun. But here is one where you can carry your wallet in a concealed shirt pocket.
I don't really like pocket carry for the same reason as you. I usually wear blue jeans and carry my keys in the left pocket, phone in the right, and wallet in the back left. The back right is available, however, I wouldn't want to sit on my gun, keys, or phone. I prefer IWB to pocket for that reason. I have a galco pocket holster that I could use when I wear cargo pants/shorts... But normally am in jeans.
hornetfan63 wrote:I have a Sig P238 and I am thinking about buying a pocket holster for it. My question is "how you pocket carry in blue jeans?" I have an iPhone that I don't want anything in the pocket with and and gun that I also don't want anything in the pocket with. What do you do about your knife, flashlight and keys?