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You can probably pick up a used Remington 870 for $100-200 at your local pawn shop. Great gun, inexpensive, will solve your need for a shottie.

I was browsing the High Road, and one of the more lively discussions on there gave me some food for thought about rifles for HD. After reading all the arguments, etc, I did some serious thinking about my choice of HD weapons (considering just my current guns). Like most people I suspect, I keep a shotgun as my primary HD gun. However, I decided to inventory my current guns for HD potential. Excluding my .22s and a couple of "projects/collectors", the count is-
1 Stevens pump 12-gauge
1 Makarov 9x18mm
1 Marlin levergun in .444 Marlin
1 Savage 110 in .270 Win
(I live in a 4-bedroom house with 3 other people and a dog, in a suburban neighborhood in a good part of town)

Advantages and disadvantages of each

Stevens 12-gauge
Pros-
-that "Pump" sound(psychological effect)
-multiple projectiles(#4 buckshot)
-fast action
Cons-
-28" bbl is LONG
- 2+1 mag cap(This gun's primary function is as a goose blaster)
-Have had feeding issues with it in the past
-collateral damage

Makarov
Pros
-easy to handle, no long barrel to get in the way
-8+1 round cap, plus fast reloads w/extra mag
-unlikely to go through whomever I shot
Cons
-not a very powerful round
-My mother would literally kick me out of the house if she discovered I owned a handgun(Moving out in a month so this will not matter for long)

Marlin 444S
Pros
-very powerful round, will stop anything I shoot 98% of time
-4+1 mag cap
-fast action(Lever), is very unlikely to jam
-psychological effect of staring down a scoped rifle with a .429 bore
-accurate
Cons
-Very powerful round, almost certain to penetrate FAR past my target(265 gr at 2300 FPS muzzle)
-long 22" barrel
-slow to reload

Savage 110
Pros
-powerful round, accurate
Cons
-Long barrel
-relativelly slow bolt action
-3-9X scope
-likely to penetrate well beyond my target

Rankings
This is the order I would grab my guns in, given the choice between all of them, excluding foes w/body armor, other unexpected situations

#1 12-gauge
#2 Makarov
#3 Marlin
#4 Savage

Anyone have comments/suggestions about this?
Adding a poll about your choice of HD weapons