From the article, the 3 most commonly identified causes :
While we all know that that finger needs to be out of the trigger guard, even a finger indexed low on the frame but out of the trigger guard is susceptible to finding the trigger on an involuntary hand clench.1) Postural Imbalance. When the shooter loses balance or trips, his hands will clench.
2) Startle Effect. When the shooter is under stress and surprised, there will often be a hand clench.
3) Interlimb Interaction. Under stress, when the non gun hand closes violently, the gun hand will clench, spontaneously duplicating the actions of the non-gun hand.
Personally, I recently have switched to the alternate bent finger position that Massad has advocated.