TexasCHLforum.com

You can buy ballistic pads made for dry-fire and clearing purposes, like the ones these guys sell. http://www.safedirection.com/safedirection.html

They make separate pads and ones integrated with a pistol bag. I have one at home, rated for rifle rounds, I keep on the floor. I don't like to store a firearm cocked but empty, and like others pointed out some have to have the trigger pulled for take down anyway.

Definitely don't store a firearm with a round in the chamber -- if you house burns, unchambered ammo won't be a problem, but one confined in the chamber can cook off and fire just like pulling the trigger. That's not good.