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I don't know every instructor in the world, but the ones I do know would not let her in class without a good strong belt. Even for paddles, it provides the base that holds the holster in place. I've used the Fobus paddle for Glock 17 and one for the Hi Power, and both are designed to work with a belt -- they have little "tabs" that stick out and help lock it to the belt. A decent holster will (and should) grip the pistol firmly; without a belt for the holster to latch onto, one is likely to execute a draw and find oneself waving a holstered gun at the target (or one's opponent). Or worse, the holster and gun could work its way up and out of the pants and fall on the ground.

For training purposes (and frankly for real life, unless you go with an ankle or shoulder holster), get a belt and a quality holster. I like the Comp-Tac line. They are not in expensive by my standards -- $75 and on up. I have used Fobus paddles too, they are not nearly as expensive, but I like them -- some people do not. I did scratch the dickens out of mine, the material is softer than Kydex, but they still worked. After that, there are a zillion guys who make decent leather and kydex holsters. And belts. Belts can be fashionable too!

Good luck.

elb