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I know what worked in our house. When my oldest was in High School, I got the money is not everything speech, doesn't buy happiness, blah, blah, blah. When he graduated A&M, I told him that I closed his Bank of Dad account! He got a job, he's on his own! Guess what happened? He's "thrifty", unless it is something he wants. Money may not be everything, but it sure got him is new truck, his expensive racing bikes, his fancy watches, etc. Need I say anymore. Your son will come around when you cut the financial cord.