TexasCHLforum.com

I have a $1 million umbrella policy (PUP) from a large, national insurance carrier (covers ALL STATES), and all other coverage for auto, renter's and homeowner's insurance.

I can specifically tell you that an Umbrella Policy will not help you in a self defense shooting situation.
The reason is, and the clause specifically states that, ANY willful act is not covered.
A self defense shooting is considered a willful act.
I've questioned it, the agent couldn't answer my question, went higher, and I have confirmation from them in writing, so.....

I have not found any carrier yet that will cover a self defense willful act.

Can ANYONE point me to a large national insurance company that offers a personal umbrella policy that SPECIFICALLY states
in the exceptions that self defense acts are covered under their policy?
I would immediately move all my policies to that carrier.