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frankie_the_yankee

Mark G26 wrote: The same liability exposure is not there for small gun shops. They open carry side arms in their store. You do not see armed sales people at Basspro, Academy etc...

While I might agree, I strongly doubt that insurance companies are that "hip" to reality. I would think they would take the attitude that the less people went around armed the better.

Otherwise (meaning if they would get a cheaper liability rate), you would see armed clerks at Basspro, etc.

Mark G26 wrote: Insurance companies rate the exposure differently. Most people at small gun shops are interested in guns. Not the case at Basspro etc..

How would this affect the liability rate that the store would pay?

frankie_the_yankee

Mark G26 wrote: The only reason why one cannot carry their new gun out of the store is liability exposure "while in the store". Insurance claims/lawsuits driven- period.

So... individually owned stores don't have the same issues with liability insurance?

I would think that if it were cheaper to get such insurance if they had a 'perp walk' policy, small stores would have a greater need to do it than a large chain would. Given their smaller buying power, they have an uphill climb competing against the big chains, as it is, especially on accessories. So anything they could do to cut their costs I'm sure they would do.

frankie_the_yankee

AEA wrote:It is funny.....in my case I had two on.......one cocked and locked and one wheelie in a ankle holster!

I can understand their policy on this though........they just sell a gun to somebody, do the phone check, and instead of handing over the gun to someone that may load it from ammo in their pocket and either rob or shoot up the place, they walk them out, ensuring the gun remains empty.

Problem is that they do this even with with people who have already shown their CHL and no calls were made!

I guess it's just too difficult to get employees that could distinguish between 2 different policies, so they just have the one for all!

The individually owned stores do not have these policies. How come they don't get shot up and/or robbed by their customers (who either have a CHL or have just passed a NICS check)?

frankie_the_yankee

carlson1 wrote:Cabella's does a great job.

Just curious. Do they have a "perp walk" policy for gun purchasers like many of the big chains do? This is where they walk you out into the parking lot before handing over your new purchase.

I myself refuse to buy a gun at any store that doesn't trust me enough to hand it over after I have paid for it.

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